Stripe Payout on Hold Meaning
Stripe payout on hold means your funds are temporarily paused and not sent to your bank. Learn why payouts are held and how to release them.
STRIPE
Chris Walker
12/24/20252 min read
What Does Stripe Payout on Hold Mean?
Stripe payout on hold means that Stripe has temporarily paused sending your available funds to your bank account. Your money is still safe in your Stripe balance, but payouts are delayed until certain checks or requirements are completed.
This status is shown by Stripe as part of its security, compliance, or verification process.
Common Reasons Why Stripe Payout Is on Hold
A payout can be placed on hold for several reasons:
Identity or business verification is incomplete
New account initial payout holding period
Sudden spike in payments or transaction volume
High number of refunds, disputes, or chargebacks
Bank account details need verification
Compliance or risk review in progress
Most holds are automatic and temporary.
How Long Does a Stripe Payout Hold Last?
The duration depends on the reason for the hold:
New accounts: 7–14 days is common
Verification holds: Until documents are approved
Risk or review holds: A few days to a couple of weeks
Stripe usually notifies you by email or dashboard alert if action is required.
How to Remove Stripe Payout on Hold
You can help release the hold by doing the following:
Complete all identity or business verification steps
Upload requested documents clearly
Verify your bank account details
Reduce refunds and chargebacks if applicable
Wait for Stripe’s review to finish
In many cases, no action is needed and the hold lifts automatically.
Is Stripe Payout on Hold a Serious Problem?
No. Stripe payout on hold is not a ban or suspension. It does not mean your account is closed or that you did anything wrong. It is a precautionary measure to ensure secure payouts.
Does Payout on Hold Affect Customer Payments?
No. Your customers can still pay you normally. Only payouts to your bank are paused while the hold is active.
When Should You Contact Support?
You should contact Stripe support if:
The payout remains on hold for more than 14 days
All verification steps are complete but payouts are still paused
You do not see any reason or action required in the dashboard
Stripe payout on hold means Stripe is temporarily delaying your payout for verification or security reasons. Your funds are safe, and once the required checks are completed, payouts usually resume automatically.
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