Stripe Incorrect ZIP Code Meaning
Stripe incorrect ZIP code means the billing ZIP or postal code entered does not match the card issuer’s records. Learn why it happens and how to fix it.
STRIPE
Chris Walker
12/24/20252 min read
What Does Stripe Incorrect ZIP Code Mean?
Stripe incorrect ZIP code means the billing ZIP or postal code entered during payment does not match the address information stored with the card issuer. Because of this mismatch, the payment is declined for security reasons.
This message is shown by Stripe as part of its address verification process.
What Is a ZIP Code Check?
Stripe uses Address Verification Service (AVS) to compare the ZIP or postal code you enter with the one registered with your bank.
If the ZIP code does not match, the transaction may be declined even if the card number and other details are correct.
Common Reasons for Stripe Incorrect ZIP Code Error
This error usually appears due to one of the following reasons:
The ZIP or postal code was typed incorrectly
A wrong billing address is saved on the card
Autofill inserted an old or incorrect ZIP code
The card was issued in a different country
The merchant requires strict AVS verification
A virtual or prepaid card uses a different billing ZIP
How to Fix Stripe Incorrect ZIP Code Error
Follow these steps to resolve the issue:
Re-enter the ZIP or postal code carefully
Make sure you are using the billing address ZIP, not shipping
Disable browser autofill and type details manually
Update your billing address with the bank if needed
Try a different card if the issue continues
In most cases, correcting the ZIP code fixes the problem instantly.
Is Stripe Incorrect ZIP Code a Serious Issue?
No. This is a common payment security check and does not mean your card or account is blocked. It is simply a mismatch in address details.
Does Incorrect ZIP Code Affect Your Stripe Account?
No. This error does not harm your Stripe account, card profile, or merchant relationship. It does not trigger bans, reviews, or restrictions.
When Should You Contact Support?
Contact your bank or the merchant if:
The ZIP code is correct but the error keeps repeating
Your card works on other sites but not on Stripe
You recently changed your billing address
Stripe incorrect ZIP code means the billing postal code entered does not match the card issuer’s records. Double-checking the billing address or using another card usually resolves the issue quickly.
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